To be Philosophical means looking things in totality. To have a totalitarian approach. Rather than focusing a particular problem, trying to understand overall general structure, scheme or theme. To have a systematic approach and unwillingness to accept any stance within that general scheme without having solid logical justification.
This philosophical approach is good because non Philosophical people are often trapped in particular problems that may not even have sound logical basis. Having totalitarian approach is not a hindrance for solving particular problems either. Philosophy is more interested in big picture. A big picture philosopher can be dealing with particular problems but that would be his practical activity rather than philosophical.
Related post: Examples of Non-Philosophical Thinking